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Purdue University Northwest    
 
    
 
  Sep 25, 2017
 
2017-2018 Academic Catalog

Financial Aid



The Office of Financial Aid works to assist prospective and current students with the application process and in finding sources of financial aid to pay for college. Purdue University Northwest (PNW) participates in Title IV federal, state and campus-based financial aid programs.

Should I Apply for Financial Aid?

It is recommended that ALL Purdue University Northwest students apply for financial aid, regardless of whether or not you believe you would be eligible. To find out if you are eligible for financial aid - federal, state, institutional, or private – YOU MUST APPLY!

Who is Eligible?

All students applying for financial aid must meet the following:

  • Be a U S citizen or eligible non-citizen
  • Have a valid Social Security Number
  • Have a high school diploma or a General Education Development (GED) certificate
  • Be enrolled or accepted for enrollment as a degree seeking student
  • Be enrolled at least half-time to be eligible for Direct Loan program funds
  • Maintain satisfactory academic progress
  • Register with Selective Service, if required
  • Complete and sign the Free Application for Federal Student Aid (FAFSA)

Other requirements may apply. For more information, please contact the Office of Financial Aid.

Can I Estimate My Financial Aid?

You certainly can! An on-line Financial Aid Estimator is available to help students and families plan for educational costs at Purdue Northwest.

The Application Process

Applying for student financial aid is an annual activity that may begin as early as October 1, prior to the academic year the student is attending (beginning 2017-18). The Free Application for Federal Student Aid (FAFSA) – or, for previous filers, a Renewal FAFSA – is the key to determining the type and amount of assistance a student can receive.

Students who submit the FAFSA by April 15th prior to the academic year they will be attending, will be considered for all available types of financial aid. Those filing after the April 15th priority date may be considered only for federal financial aid programs. Students must complete the FAFSA; in addition, students and/or families may be required to submit other documentation as requested by the Office of Financial Aid. Some scholarships may require a separate application, information is available at: http://admissions.pnw.edu/financial-aid/scholarships/

Types of Financial Aid

Financial aid may be classified as gift assistance or self-help aid. Gift assistance is aid that generally does not have to be repaid. Gift assistance aid includes:

  • Federal Pell Grants
  • Federal Supplemental Education Opportunity Grants (FSEOG)
  • Indiana Commission of Higher Education Awards including
    • Twenty-first Century Scholars, Frank O’Bannon grant, Adult Student grant and Children of Veteran and Public Safety Officer (CVO) benefits
  • Institutional and private scholarships

Self-help aid generally must be repaid or earned, it includes:

  • Federal Direct Stafford Loans (subsidized and unsubsidized)
  • Federal Direct Parent Loans for Undergraduate Students (PLUS)
  • Federal Direct Graduate PLUS loans for Graduate Students
  • Federal Work Study

Details on types of Financial Aid available at Purdue Northwest are available from the Office of Financial Aid and on the PNW Financial Aid website at: www.pnw.edu/finaid

Financial Aid Eligibility

When you complete the FAFSA, the information you report is used in a formula established by the federal government that calculates your Expected Family Contribution (EFC). The formula considers many factors including income, assets, taxes paid, family size and number of family members in college when determining the family’s ability to contribute. If you feel you or your family have unusual circumstances or expenses that may affect your EFC, contact the Office of Financial Aid. Financial aid eligibility is based upon a determination of your financial need, which is the difference between the estimated cost of attendance and your Expected Family Contribution (EFC).

ESTIMATED COST OF ATTENDANCE minus EXPECTED FAMILY CONTRIBUTION (EFC) equals FINANCIAL NEED

Additional information on cost of attendance and financial aid budgets is available at:
http://admissions.pnw.edu/financial-aid/cost-of-attendance/

Important Dates and Information

There are several important dates that can impact your financial aid. Visit the Important Dates and Deadlines webpage often to check on dates and deadlines, found at:
http://admissions.pnw.edu/financial-aid/important-deadlines/

Important Notes

  • All students must confirm enrollment each semester (fall, spring and summer). Confirm enrollment by logging into Student Self-Service. A tutorial is available at: http://admissions.pnw.edu/financial-aid/confirm/
  • If you are a financial aid recipient and intend to fully withdraw from the university, you must initiate the withdrawal process by contacting the Office of the Registrar at
    • Hammond location – (219) 989-2210, or by visiting the Enrollment Services Center located in Lawshe Hall, Room 130
    • Westville location – (219) 785-5342, or by visiting Schwarz Hall, Room 40
  • Remember, it is your responsibility to verify your account status with the Office of Financial Aid and fulfill your payment obligation prior to the Final Payment Date or your classes may be cancelled.
    • If your Authorized Aid is less than your tuition and fee charges, you must pay the balance owed prior to the Final Payment Date or your classes may be cancelled
    • If your Authorized Aid is equal to or greater than your bill, your classes will be held, and you will need to contact the Office of the Registrar should you choose not to attend
  • Changes in enrollment may result in a revised financial aid award. You must notify the Office of Financial Aid should you change your enrollment, stop attending, or drop below a half-time status.

Satisfactory Academic Progress Policy for Financial Aid Recipients

Purdue University Northwest will provide financial assistance to students whose academic progress meets certain criteria set forth by the University. To remain eligible for aid, students must make satisfactory progress toward a degree as outlined in the Satisfactory Academic Progress Policy, which is available upon request in the Financial Aid Office or on the Financial Aid website at: http://admissions.pnw.edu/financial-aid/pnw-sap/

Credit hours transferred from other institutions will be included in the number of semester credit hours earned when these hours are accepted in a specific degree area. Credit hours are counted regardless of Financial Aid status. Letter grades of E, F, I, W, and N do not count as earned credit hours for progress. Students who do not successfully meet satisfactory academic progress requirements will be denied federal and state aid (including grants, scholarships, loans, and work study employment). Financial Aid recipients will have their academic progress reviewed at the end of each semester. Students may appeal financial aid denial by following the procedures outlined in the Satisfactory Academic Progress Policy.

How Do I Contact the Office of Financial Aid?

Hammond location – (219) 989-2301, or by visiting the Enrollment Services Center located in Lawshe Hall, Room 130, or by email at finaid@pnw.edu
Westville location – (219) 785-5460, or by visiting Technology Building, Room 157, or by email at finaid@pnw.edu